Financiamentos do programa com recursos do FGTS têm novo limite em todo o território nacional
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A partir desta sexta-feira, 7 de julho, a CAIXA implementa as medidas do novo Programa Minha Casa, Minha Vida, anunciadas pelo Conselho Curador do FGTS. Entre as medidas está o aumento do valor dos imóveis. Agora, as famílias com renda de R$ 4,4 mil até R$ 8 mil vão poder financiar imóveis de até R$ 350 mil. Antes, o valor máximo para a faixa 3 era de até R$ 264 mil.
Para famílias das Faixas 1 e 2, com renda de até R$ 4,4 mil, o limite do valor do imóvel passa a variar entre R$ 190 mil e R$ 264 mil, a depender da localidade.
Outra medida do novo Minha Casa, Minha Vida é o valor do subsídio. O desconto máximo passou de até R$ 47,5 mil para até R$ 55 mil reais. O Programa trouxe também redução: na taxa de juros para famílias com renda mensal de até R$ 2,0 mil. Haverá uma redução da taxa de juros de 0,25 por cento, independente da localidade do país. Nas regiões Norte e Nordeste, a taxa passou de 4,25% a.a. para 4,00% a.a., e nas demais regiões, de 4,50% a.a. para 4,25% a.a.
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LEIA TAMBÉM:
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A Faixa 1, do Programa com recursos do FGTS, antes destinada a famílias com renda de até R$ 2,4 mil, passa a contemplar as famílias com renda de até R$ 2,64 mil, o que permite que mais pessoas tenham acesso aos financiamentos e aos descontos com recursos do FGTS.
A Vice-Presidente de Habitação da CAIXA, Inês Magalhães, ressalta a importância do Programa para proporcionar moradia digna para as famílias. “A habitação tem uma centralidade na vida das pessoas. Habitação interfere na qualidade de vida, na qualidade da saúde, se a criança tem uma casa, um espaço em que ela possa estudar. São várias áreas da vida das famílias que são atingidas por uma habitação adequada”, reforçou.
Para conhecer as linhas de financiamento habitacional, a partir do dia 7 de julho, os clientes poderão fazer simulações sobre a melhor opção e obter informações sobre comparativo de taxas, os clientes podem acessar o site CAIXA.gov.br/habitacao, ou baixar gratuitamente o aplicativo Habitação CAIXA, na loja de aplicativos de seu smartphone.
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